Maxed Out, Now What?
You maxed your 401(k), HSA, and Roth. Here’s where your next dollar goes.
A guide for high earners who’ve done everything the standard advice tells them to do and have no idea what comes next — where your next dollar should actually go, how to build and manage a low-cost investment portfolio, and how to handle the stuff nobody mentions.
Buy on Payhip — $15 29-page PDF · Instant download
What It Covers
- Where your next dollar should go once the standard accounts are maxed
- Building and managing a low-cost investment portfolio, using principles that have historically outperformed many actively-managed “smart money” strategies over long periods
- HSA investing — not just contributing
- Estate basics for single people
- A straightforward, low-maintenance approach: no stock tips, no market-timing calls
Who It's For
- High earners who've maxed their 401(k), HSA, and Roth IRA
- People tired of advice that stops right after “max your retirement accounts”
- People who want a low-maintenance, evidence-based investing approach
- People who want an actual plan, not another list of options
What It Does NOT Do
- No stock picks or market-timing calls
- No personalized financial, tax, legal, or investment advice
- No ongoing subscription or updates
- No guarantee of investment returns
What's Included
- Maxed Out, Now What? — a 29-page PDF guide
- Built to read in one evening
- A plan you can follow, not just more information
FAQ
- How long does it take to read?
- Twenty-nine pages, built to read in one sitting — about one evening.
- Do I need to already know how to invest?
- No. It's written for people who've been maxing the standard accounts but haven't had to think past that yet.
- Is this financial advice?
- No. It's educational content about general investing principles and account types, not individualized financial, tax, legal, or investment advice for your situation.
- Does it recommend specific stocks or funds?
- No. It focuses on a low-cost portfolio approach and principles, not stock picks or market-timing calls.
- Does it cover estate planning?
- It covers estate basics relevant to single people, not comprehensive estate planning — check with an estate attorney for your specific situation.
- What format is it?
- A downloadable PDF, delivered instantly through Payhip after purchase.
Get The Guide
Maxed Out, Now What?
A 29-page guide for after you've maxed your 401(k), HSA, and Roth — where your next dollar goes, a low-cost portfolio approach, and the HSA-investing and estate basics most advice skips.
Educational Disclaimer: For educational and informational purposes only. This guide does not provide personalized financial, tax, legal, investment, or estate-planning advice. Verify current rules, limits, and eligibility for your own situation before acting.